Stated VALUE Insurance for older cars
#1
02-19-2008, 02:53 PM
Stated VALUE Insurance for older cars
If your older Cadillac is 15+ years old and is NOT your daily driver, look at this:
My rate came in at under $100 for the year, comp & collision only. That is cheap.
My standard insurance rate was $700 for the comp / collision portion.
YOU get to state how much the car is worth and the rate is based on that value.
They also do State Mandated Liability .. but .. I'm taking one step at the time,
so I kept that with my standard ins co - for now.
hey, they even also collections .. like
Action Figures (G.I. Joe, Star Wars) Advertising Memorabilia (Breweriana, Coca-Cola) Animation Art (Disney, Warner Brothers) Automobilia (Gas Pumps, Vintage Signs) Collector Plates (Bradford Exchange, Royal Copenhagen) Die Cast (ERTL, Matchbox) Dolls (Annalee, Barbie, Madame Alexander) Figurines (M.I. Hummel, Swarovski, Precious Moments, Lladr?) Jukeboxes (Wurlitzer) Militaria (Helmets, uniforms, equipment) Model Trains & Sets (Lionel, Mike’s Train House) Ornaments (Hallmark, Christopher Radko) Pottery (McCoy, Lenox) Sports Memorabilia (autographed pieces) Teddy Bears (Boyds Bears, Steiff)
no .. i'm not connected with these folks, other than considering using their services when my policy comes up in a few weeks.
================================================== ========
Vehicle Qualifications
In order to offer our customers outstanding protection at affordable rates, vehicles insured through our program must meet the following requirements:
* At least 15 years old or older (25 years in MA)
* Kept in a fully-enclosed, locked garage
* Driven for pleasure only, and not for general transportation
# We will consider the following vehicles: Classic Cars
# Street Rods
# Antique Cars
# Muscle Cars
# Custom Vehicles
# Collector Trucks
# Kit/Replica cars (professionally built)
# Military Vehicles
# Amphicars
# Antique Motorcycles
# Antique Tractors
# Hot Rods
# Jeeps
# Flexible Usage – You’re not limited to “parades only.” Enjoy driving your collector vehicle up to 2,500 miles a year. Our customers do not need to be in “attendance” of their vehicle during usage.
#
My rate came in at under $100 for the year, comp & collision only. That is cheap.
My standard insurance rate was $700 for the comp / collision portion.
YOU get to state how much the car is worth and the rate is based on that value.
They also do State Mandated Liability .. but .. I'm taking one step at the time,
so I kept that with my standard ins co - for now.
hey, they even also collections .. like
Action Figures (G.I. Joe, Star Wars) Advertising Memorabilia (Breweriana, Coca-Cola) Animation Art (Disney, Warner Brothers) Automobilia (Gas Pumps, Vintage Signs) Collector Plates (Bradford Exchange, Royal Copenhagen) Die Cast (ERTL, Matchbox) Dolls (Annalee, Barbie, Madame Alexander) Figurines (M.I. Hummel, Swarovski, Precious Moments, Lladr?) Jukeboxes (Wurlitzer) Militaria (Helmets, uniforms, equipment) Model Trains & Sets (Lionel, Mike’s Train House) Ornaments (Hallmark, Christopher Radko) Pottery (McCoy, Lenox) Sports Memorabilia (autographed pieces) Teddy Bears (Boyds Bears, Steiff)
no .. i'm not connected with these folks, other than considering using their services when my policy comes up in a few weeks.
================================================== ========
Vehicle Qualifications
In order to offer our customers outstanding protection at affordable rates, vehicles insured through our program must meet the following requirements:
* At least 15 years old or older (25 years in MA)
* Kept in a fully-enclosed, locked garage
* Driven for pleasure only, and not for general transportation
# We will consider the following vehicles: Classic Cars
# Street Rods
# Antique Cars
# Muscle Cars
# Custom Vehicles
# Collector Trucks
# Kit/Replica cars (professionally built)
# Military Vehicles
# Amphicars
# Antique Motorcycles
# Antique Tractors
# Hot Rods
# Jeeps
# Flexible Usage – You’re not limited to “parades only.” Enjoy driving your collector vehicle up to 2,500 miles a year. Our customers do not need to be in “attendance” of their vehicle during usage.
#
#2
02-19-2008, 04:05 PM
RE: Stated VALUE Insurance for older cars
The Allante 'hot-rod' is insured through American Collectors - my 'regular' insurance recommended them as an alternative for a declared value choice. But, I haven't had any experience with claims with them- hopefully it remains that way!!!!
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