lost key
 

I lost the key to my 96 STS. I'm calling AAA to see how much they cover up to for a locksmith to come to my house and make a new key. It has the chip so I don't know if the locksmith can make one on site.
I have the premium coverage.
Anyone know: ONE: how much AAA will cover and TWO: can a good locksmith cut a new key? and THREE: about how much will the locksmith charge?
Thanks
Eddie